# StraitsX


> StraitsX is regulated, stablecoin-native payment infrastructure for global card issuance, payments, and agentic commerce. StraitsX is licensed and regulated by the Monetary Authority of Singapore (MAS) as a Major Payment Institution (MPI) and is the issuer of XUSD and XSGD.


StraitsX provides infrastructure that connects stablecoin settlement with established payment networks and payment rails. Its platform supports businesses including fintechs, digital asset platforms, payment companies, wallets, and other businesses building payment products.


StraitsX's infrastructure spans stablecoin issuance, card issuance, Visa BIN sponsorship, payment processing, settlement, and payment integrations. The company also develops infrastructure for agent-initiated payments, enabling AI applications to interact with payment systems through controlled and programmable payment experiences.


## Core Products


- [XUSD](https://www.straitsx.com/xusd): StraitsX USD (XUSD), a US dollar-backed stablecoin issued by StraitsX and backed by reserve assets.
- [XSGD](https://www.straitsx.com/xsgd): XSGD, a Singapore dollar-backed stablecoin issued by StraitsX and backed by reserve assets.
- [XIDR](https://www.straitsx.com/xidr): XIDR, an Indonesian rupiah-backed stablecoin issued by StraitsX and backed by reserve assets.
- [Card Issuance](https://www.straitsx.com/platform/card-issuance): Infrastructure for businesses to launch branded virtual and physical card programs, including Visa BIN sponsorship, card issuing and processing, stablecoin settlement, and digital wallet provisioning.
- [Accept and Send](https://www.straitsx.com/platform/accept-and-send): Infrastructure for businesses to accept and send payments in fiat and stablecoins.
- [QR Payments](https://www.straitsx.com/platform/qr-payments): Payment infrastructure connecting stablecoin and fiat payments with QR payment networks.
- [Wallet](https://www.straitsx.com/wallet): A regulated wallet for buying, selling, and swapping supported stablecoins.
- [OTC](https://www.straitsx.com/otc): OTC infrastructure for executing large stablecoin transactions.


## Card Issuance


- [Card Issuance](https://www.straitsx.com/platform/card-issuance): Card issuing infrastructure for fintechs, digital asset platforms, wallets, payment companies, and other businesses launching branded card programs.
- [Developer Documentation](https://docs.straitsx.com): Technical documentation for integrating with StraitsX APIs and payment infrastructure.
- [Case Studies](https://www.straitsx.com/case-studies): Examples of businesses using StraitsX infrastructure.
- [OKX Card](https://www.straitsx.com/case-study/okx-card): Case study on StraitsX card infrastructure supporting the OKX Card program.


## Agentic Payments


- [AgentiX Playground](https://www.straitsx.com/agentix-playground): StraitsX's industry initiative exploring infrastructure for agentic payments and agentic commerce.
- [Blog](https://www.straitsx.com/blog): Articles and research covering agentic payments, stablecoin settlement, card infrastructure, and payment infrastructure.
- [Developer Documentation](https://docs.straitsx.com): Technical resources for developers building payment applications and integrations.


## Payment Infrastructure


StraitsX provides infrastructure connecting stablecoins with established payment systems. Key capabilities include stablecoin issuance and settlement, card issuing and processing, Visa BIN sponsorship, payment APIs, and integrations with payment networks.


StraitsX is designed for businesses that want to build payment products without developing the entire regulated payment infrastructure stack themselves.


## Partners and Ecosystem


StraitsX works with financial institutions, payment companies, blockchain networks, technology providers, and industry organisations to develop real-world applications for stablecoins and payment infrastructure.


- [Industry Partners](https://www.straitsx.com/partners/industry-partners): An overview of StraitsX's industry ecosystem and real-world applications of StraitsX-powered payment infrastructure.
- [Case Studies](https://www.straitsx.com/case-studies): Examples of businesses and payment use cases built using StraitsX infrastructure.
## Regulatory and Compliance


StraitsX is licensed and regulated by the Monetary Authority of Singapore (MAS) as a Major Payment Institution (MPI).


- [Trust and Security](https://www.straitsx.com/trust): Information about StraitsX's regulatory oversight, licences, security controls, AML/CFT framework, safeguarding practices, reserve backing, and operational resilience.
- [Risk Warnings, Regulatory Notices & Disclosures](https://www.straitsx.com/legal/risk-warnings): Regulatory disclosures, risk warnings, and information relating to StraitsX services.
- [Terms and Conditions](https://www.straitsx.com/legal/terms-and-conditions): Terms governing the use of StraitsX services.
- [Privacy Policy](https://www.straitsx.com/legal/privacy-policy): Information about privacy and personal data handling.


## Company


- [About StraitsX](https://www.straitsx.com/about): Information about StraitsX, its mission, and its business.
- [Newsroom](https://www.straitsx.com/newsroom): Official StraitsX announcements and press releases.


## Support


- [Help Center](https://support.straitsx.com): Product support and frequently asked questions.
- [Developer Documentation](https://docs.straitsx.com): API documentation and technical integration resources.


## Optional


- [Facebook](https://www.facebook.com/straitsx/): StraitsX's Facebook page.
- [LinkedIn](https://www.linkedin.com/company/straitsx): StraitsX's LinkedIn page.
- [X](https://x.com/StraitsX/): StraitsX's X account.