BIN Sponsorship for Regional Card Programs

StraitsX provides BIN sponsorship, regulated issuing, issuer processing, and native stablecoin settlement through a single platform built to scale across Asia. Expand into new markets without rebuilding your card program.
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Considerations before Getting a BIN Sponsorship

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Multi-market Coverage

Choose a BIN sponsor that supports regional expansion. reducing the need to manage separate BIN sponsors and infrastructure providers for every new market.
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Unified Compliance

Look for infrastructure with compliance built in. A unified framework for AML controls, KYC integrations, and regulatory requirements helps reduce operational complexity as you expand.
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Unified Stablecoin Settlement

Settlement should work as efficiently as your card program. Native support for XUSD & XSGD simplifies treasury operations and enables stablecoin settlement without additional stablecoin handling fees.

Launch Once. Scale Across Asia

Expanding into new markets shouldn't mean rebuilding your card program. Different BIN sponsors, compliance requirements, and settlement workflows can slow expansion and increase operational complexity. StraitsX provides the infrastructure to help you launch once and grow across Asia with confidence.
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One BIN Sponsor across Multiple Markets

Expand across supported markets without managing separate BIN sponsors for every new market. StraitsX's multi-market BIN sponsorship model helps simplify expansion through a single platform designed for regional card programs.
Multi-market BIN sponsorship
Unified issuing infrastructure
Regional expansion

Unified Stablecoin Settlement across APAC

Card programs across multiple markets settle through native stablecoin infrastructure, supporting simplified treasury operations across your issuing stack.
Issuer-native settlement rails
Support for XUSD, XSGD, and USDC
Direct fiat prefunding in SGD and USD

Built on Regulated Stablecoin Infrastructure in Singapore

We operate regulated digital asset infrastructure under Singapore’s compliance framework. Our card issuing stack is designed around regulatory requirements, compliance controls, and institutional-grade settlement infrastructure.
Licensed and regulated
AML and anti-fraud controls
Settlement governance

Wallet-ready cards for everyday spend

Cards your users can tap anywhere Visa contctless payments are accepted.
StraitsX supports end-to-end card tokenization across major mobile and wearable wallets, allowing programs to deliver instant, wallet-ready cards to their users.

Token Service

We also support tokenization for virtual cards, physical cards, wearable payment devices and in-app provisioning.

Frequently Asked Questions

  • Do I need a separate BIN sponsor for each market?

    No. StraitsX's multi-BIN architecture supports card programs across APAC under a single issuing relationship. This removes the need to manage separate BIN sponsor, repeat compliance onboarding, or negotiate new commercial terms every time you expand into a new market. One relationship scales across multiple markets.

  • How does settlement work across multiple markets?

    Card programs across supported markets can settle in XUSD or XSGD, stablecoins issued by StraitsX, as well as third-party stablecoins including USDC. As the issuer of XUSD and XSGD, StraitsX enables issuer-native settlement without additional stablecoin handling fees, helping simplify treasury operations and reconciliation across markets.

  • How long does it take to launch in each new market?

    Card programs can typically launch in weeks. Because StraitsX already has established regulated infrastructure and compliance processes across supported markets, launching in an additional market can be streamlined compared to building a new programme from scratch.

  • Does compliance need to be rebuilt for each market?

    No. StraitsX provides a unified compliance framework across supported markets, including AML controls, transaction monitoring, and card scheme requirements. Rather than rebuilding compliance for every expansion, you can extend your existing program through the same platform.

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  • Does StraitsX support Apple Pay and Google Pay across APAC?

    Yes. StraitsX supports in-app provisioning for Apple Pay, Google Pay, and Samsung Pay, along with wearable tokenization for compatible devices, including smart rings and watches. As StraitsX provides both issuing and issuer processing on a single platform, these capabilities are delivered through a unified platform.

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Scale your card program across APAC, not just launch in one market

Multiple market BIN sponsorship, single settlement rail, zero stablecoin handling fees.
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