Trust & Security

Compliance by design, security at scale.

StraitsX provides secure, compliant, and efficient stablecoin rails for real-world payments. Discover how regulation, security, and risk management are embedded into our core systems, helping your business adopt digital currencies safely and at scale.
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Regulation and oversight

StraitsX is regulated by the Monetary Authority of Singapore under the Payment Services Act, which sets strict standards for governance, safeguarding customer assets, financial crime controls, and operational resilience across our licensed Singapore entities.

Licenses and approvals

We are committed to meeting the regulatory requirements of every jurisdiction we operate in. Our compliance framework is designed to provide transparency and security, supported by a range of licenses and registrations across multiple countries.

Country

Regulator

License/Status

Permitted Activities

Singapore
Monetary Authority of Singapore
Major Payment Institution
(License No. PS20200475, PS20200656, PS20200657, PS20200658)
Account Issuance Service
Domestic Money Transfer Service
Cross-border Money Transfer Service
Merchant Acquisition Service
E-money Issuance Service
Digital Payment Token Service
Singapore
Monetary Authority of Singapore
Substantively Compliant with Upcoming Single-Currency Stablecoin (SCS) Framework
SCS Issuance Service
SCS Redemption
SCS Reserve Management
SCS Circulation / Distribution
Flag of Indonesia with a red upper half and white lower half in a circle.
Indonesia
Bank Indonesia
Payment Service Provider - License Category 1 (23/730/DKSP/Srt/B)
Payment Initiation Service
Acquiring Service
Remittance Service (B2B)
See more

Regulatory standards applied across global operations

While MAS regulation applies to specific Singapore-licensed entities, the standards it imposes, including governance, risk management, safeguarding, and AML/CFT controls, are embedded across StraitsX’s broader operating model. For global clients, this means engaging with a platform built to comply with one of the world’s most rigorous financial regulatory regimes, even where local regulatory requirements differ.
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Safety and security

StraitsX is designed and operated as a secure, institution-grade platform. Security, financial crime prevention, and risk management are core components of our operating model.

  • Customer due diligence and AML/CFT controls

    StraitsX applies risk-based KYC and AML/CFT controls to meet regulatory standards and protect platform integrity.
    • Risk-based onboarding and identity verification
    • Continuous transaction monitoring
    • Sanctions and adverse media screening
    • Enhanced checks for higher-risk customers
    • Regular compliance reviews and audits

  • Safeguarding of customer funds and reserve assets

    Customer funds and reserves are strictly segregated and safeguarded under regulated custody frameworks.
    • Full segregation from corporate assets
    • Safeguarding applied immediately upon receipt
    • Held with regulated banks including DBS and Standard Chartered
    • Regular independent audits and reserve attestations
    • Mandated safeguards under regulatory requirements

  • Security controls and operational resilience

    StraitsX operates under certified security frameworks to ensure system resilience and data protection.
    • ISO 27001 certified security management
    • PCI DSS compliant card security
    • Data Protection Trust Mark certification
    • Independent security audits and stress testing

Legitimacy and transparency

StraitsX is a regulated financial services provider with licensed entities, established banking relationships, independent audits, and formal regulatory disclosures. Our operating model is designed to be verifiable, transparent, and accountable.

Banking partners & financial accountability

Supported by leading global financial institutions.
• Relationships with DBS and Standard Chartered
• Institutional settlement and custody
• Banking-aligned financial controls

1:1 Reserve backing & independent attestations

Fully backed and independently verified.
• 1:1 reserve backing
• Regular third-party attestations
• Publicly available reports
Abstract user profile icon, representing verified or registered account holder

Recognised compliance & legal leadership

Independent recognition of regulatory standards.
• Blockchain In-House Legal Team of the Year
• FinTech Lawyer of the Year (In-House)
• SPF Community Partnership Awards
• MHA National Day Award

Scale faster with stablecoin infrastructure that works.

StraitsX is here to help you simplify settlements, reduce costs, and unlock new markets.
Speak with us