MAS Regulated Stablecoin Infrastructure for Exchanges and Fintechs

MAS regulated stablecoin compliance is critical for exchanges. Understand the key differences under the SCS framework and how listing compliant stablecoins reduces risk.

Launch in Asia

MAS Regulated Stablecoin Infrastructure for Exchanges and Fintechs

StraitsX issues MAS regulated stablecoins XUSD and XSGD under the Single Currency Stablecoin framework, giving exchanges and fintechs a compliant, auditable settlement layer built for institutional use.

Launch in Asia

Trusted by leading financial institutions

What is a stablecoin-backed card?

A stablecoin-backed card program uses stablecoins as the underlying settlement layer while operating on established card networks. Transactions are converted into the required network currency within the issuing framework, linking digital asset treasury operations with regulated payment rails.

Card programs built for internet-native money

Used by leading crypto wallet and payment platforms

Trusted by crypto-native platforms operating across multiple markets, stablecoin settlement enables card programs to maintain consistent liquidity without being constrained by local banking hours.

Designed for high-volume cross-border card programs

With funds able to move 24/7 across borders, stablecoin settlement helps high-volume programs avoid banking cut-off delays while improving treasury coordination at scale.

Built for global user bases, not single-market cards

Prefunding in supported stablecoins enables programs to maintain liquidity across regions, while a unified treasury layer allows capital to be deployed flexibly as programs expand internationally.

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Monthly Transaction Volume

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Accepting Merchants Globally

Settlement via native-stablecoin rails

Settlement is supported across fiat and stablecoins, including XUSD and XSGD issued directly by StraitsX. Issuer-native rails enable 1:1 coordination without additional stablecoin handling fees.

XUSD

Stablecoin

Issuer-native settlement rail

Learn about XUSD

XSGD

Stablecoin

Issuer-native settlement rail

Learn about XSGD

USDC

Stablecoin

Third-party stablecoin support

USD

Fiat

Direct fiat prefunding

Flag of Singapore with red top half featuring a white crescent and five white stars, and a white bottom half.

SGD

Fiat

Direct fiat prefunding

Built on regulated stablecoin infrastructure in Singapore

We operate regulated digital asset infrastructure under Singapore’s compliance framework. Our card issuing stack is designed around safeguarding controls and institutional treasury standards

Licensed and regulated

Licensed and regulated by the Monetary Authority of Singapore

AML and anti-fraud controls

Transaction monitoring and onboarding safeguards

Settlement governance

Controlled treasury and safeguarding architecture

Card network compliance

Aligned with VISA program requirements

Card issuing across Asia

Our multi-BIN architecture allows card programs to expand across markets without rebuilding infrastructure, supporting regional coverage through a unified issuance stack.

How we help you scale across regions

Regional compliance coverage

Navigate fragmented regulatory frameworks through a unified issuing structure across Asia.

Market-ready infrastructure

Expand into new countries without rebuilding your card stack market by market.

Predictable operational standards

Scale regionally with consistent compliance and settlement coordination.

View Developer Docs

Wallet-ready cards for everyday spend

Cards your users can tap anywhere – StraitsX supports end-to-end card tokenization across major mobile and wearable wallets, allowing programs to deliver instant, wallet-ready cards to their users.